Credit Rating and Required Rate of Return: Suppose you and Warren Buffett borrow money from a bank. The bank will assess your credit ratings differently. Maybe the bank could offer Warren Buffett a loan without interest since it can be advertised as a bank used by the renowned investor. However, it will likely charge you interest because you have a lower credit rating and less fame than Warren Buffett. The interest rate each borrower faces, based on their creditworthiness, is called the required rate of return for creditors. Under the same conditions, the cost of poverty is much higher for the poor than for the rich. Poverty inherently involves costs. - Joseph’s “just my thoughts”
The good is the state of maintaining goodness itself, not the elimination of evil, and vice versa. Many see “ maintenance of state ” as proof of existence or non-existence. NO! Failing to maintain the state doesn’t create a new event; it simply allows the opposite to manifest. A single dichotomy can’t judge good and evil. Even in the Bible , it states that separating and removing the wheat and weeds can only happen when a singularity (harvest time, judgment day ) occurs. Therefore, energy is needed to sustain a specific state until that singularity arrives. Energy comes from outside. Relationships with others are divided into those where energy is lost and those where energy is gained. - Joseph’s “just my thoughts”