To be in debt means using future time in advance. If you go into debt to avoid a difficult situation right now without awareness because you think, “I can pay it back later,” you will experience the cruelty of life against the fairness of time. Assuming that income does not change and the present is maintained, the future spent in advance will again be insufficient when the future that has been drawn up in the coming time becomes the present. In the end, this means you have to continue incurring debt. Not only do you have to repay a debt, but you also have to pay interest as compounded interest. Therefore, the present that has spent the future ahead of the past is poorer. Moreover, prices are higher than in the past. Most people in this world do not understand why debt is a burden due to compound interest. - Joseph’s “just my thoughts”
In languages such as English, the form or pronunciation of an article differs depending on whether the following noun begins with a consonant or a vowel. In other words, the change in the article that precedes the noun (e.g., ‘a’ or ‘an’) is influenced by the noun that follows it. There is a logical contradiction in that the article must be pronounced before the nouns to follow, yet it must already be determined and spoken even if the noun hasn’t been stated yet. This situation presents a challenge. A significant cognitive process occurs in an English-speaking person, where one must speak while simultaneously predicting the words that will come next. Learning a foreign language involves training your brain to make this process habitual, reducing the prediction time and requiring less cognitive effort. Ultimately, one must rely on patterns that are memorized through repetition. Thus, memorization and repetition serve as effective strategies to overcome these contradictory connections. -...