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Just my thoughts #0655

Many people in our society invest in bonds. Perhaps you, reading this article, have invested in bonds at least once and are still investing now. Bank deposits are a form of bonds, just not labeled as ‘bonds.’ When you deposit your money in a bank, the money isn’t considered bank money. Interest is paid because the money isn’t withdrawn immediately. When you withdraw your deposited money, the bank must return the principal plus interest. This is essentially a bond. However, the only reason this differs from bonds as an investment asset is that these bank deposits are not traded on the market. If bank deposits were traded publicly, the interest rate would be evaluated in comparison with other deposits, even if the principal remains unchanged. Valuation reflects opportunity cost. This is the transaction value of bonds. When goods or assets are traded in the market, their value is re-evaluated. The core of value is comparison, and the tool for valuation is opportunity cost. That’s why CEOs...

Just my thoughts #0068

Not running out of time, but it's hesitation to make your priority what's most important with a stressful mind by yourself. However, even if you have made a decision your priority when you feel a lack of time, you're taking a burden beyond your capacity or yet to equip the proper system to carry it out. Neither is desirable. Not all of them are, but most of the time, you tend to be poor if you're busy for no reason. You may be busy for a while, but you should be alert to stay busy because it's easy to lose your health, to lose your money, and eventually to lose your people. - Joseph’s “just my thoughts”