The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
Treating relationships between people is the world's hardest and most difficult thing. Most hard work mentally means feeling some troubles in the relationship among the people. If you feel so tired from your ordinary life, go deep inside of your mind to find the stresses from the people out, then you should take a rest enough. A rest gives us the power to stand for passing our lifetimes by, not to move the stresses themselves out. After all, time is medicine. - Joseph's "j ust my thoughts"