Debt inevitably incurs costs: the interest and the usage fee. Borrowing means using someone else’s property as if it were my own. When the purpose of borrowing is achieved, or when the agreed time to return it arrives, it is returned to another person’s possession, and the borrowing cost is no longer incurred. Costs also serve as the basis for production and are the consideration for almost all debts, regardless of the borrowing purpose. The frightening aspect of debt is that it incurs costs and requires repayment of the principal. Originally, the principal was not mine. Thus, spending with other people’s money exposes you to significant risks, especially when you spend on perishable consumption that disappears after use. If you spend someone else’s money without differentiating between production costs and costs for extinction, you are on the fastest path to destruction. Therefore, luxury can ruin even the rich. - Joseph’s “just my thoughts”
It doesn’t exist until it’s connected. In the era of widespread use of social media, everyone has a voice, but that voice does not always have a social repercussion. An unaffected voice becomes a monologue. Why am I sharing my voice and my message with the world, other than to shout for self-satisfaction? Now more than ever, we live in an age where individuals feel a greater sense of alienation if they are not connected to the community or the media. ‘Connection’ has become a very important issue, and the current generation often wonders about how to connect and what the right connection is. - Joseph’s “just my thoughts”