We don’t care about money deposited in the bank. If we ask the bank for money, I believe they will certainly return my funds. However, as shown by Lehman Brothers ’ bankruptcy during the 2008 financial crisis, banks cannot guarantee 100% of depositors’ money. In South Korea, according to the Depositor Protection Act, only 100 million won (about USD 71,000) is protected, including principal and interest per person. Anything beyond that is actually at risk. In other words, money deposited in the bank is vulnerable to losing the principal. Investing means willingly accepting the risk of losing the principal while seeking profit. Whether we like it or not, we are always investing in our daily lives. Just because a risk doesn’t materialize doesn’t mean it’s gone. - Joseph’s “just my thoughts”
Most trees do not grow alone; they grow alongside other trees. If a tree does not thrive, it cannot develop further because it is overshadowed by its neighboring trees , making it difficult to bear fruit. If it does not bear fruit, it cannot prosper and may eventually die or decline. To bear fruit signifies survival. A tree or a person can gauge health and future development based on its fruit. The fruit of a person is represented by their work and achievements. The track record reflects aspects of luck, effort, ability, humanity, capital, and time. Each element contributes differently to performance, but the variation does not shame the individual. Success or failure is secondary; the true shame lies in having no achievements. Trees and people are evaluated by their fruit. - Joseph’s “just my thoughts”