To build wealth, you must live on your current income, not your future income. Using a credit card allows you to live in the present relying on future income, whereas using a debit card or cash enables you to live in the present with current income. To achieve prosperity, you need to have compound interest working in your favor. Living in the present with future income means depending on the compound interest of others, while living in the present with current income allows you to benefit from compound interest yourself. Don’t live in the present by discounting the future. Don’t discount your time; give it a premium. - Joseph’s “just my thoughts”
The "problem" does not suddenly appear, but as a result of accumulating some serial accidents for a long time, this is the essence of the problem. However, the person who wants to solve the problem seeks to clarify it with just one stroke. That's egoism and contradiction. Such a person likes to listen to someone else's ear candy or wants to eat a piece of cake in someone else's greedy mouth. And because the person pours out the accusations and grumblings from the mouth, good people leave the side of this person. The stubbornness of staying unchangeable and comfortable makes greed easier than what is to be coveted something. - Joseph's "just my thoughts"