Business debates who benefits most from time. When borrowing money, the debtor gains the benefit of time until the repayment date. Since the period before repayment favors the debtor, the debtor compensates the creditor with interest. However, as the repayment date approaches, time shifts to favor the creditor. After the due date, the debtor loses the benefit of time, known as ‘acceleration of debt,’ and must repay both the principal and interest. Time benefits debtors but poses risks to creditors. Therefore, lending money without interest results in a loss. All of this illustrates the power of time. Time is money, and money derives its value from time. The most important factors for CEOs to focus on are time and, next, opportunity cost. - Joseph’s “just my thoughts”
The hospital is where patients are healed. Therefore the hospital is full of patients. The hospital must be able to keep patients healthy and accommodate many patients at any given time. The church is a place to call sinners. There are undoubtedly many sinners in the church. But what if there are only sinners who do not repent? Filters are tools that get rid of dirty things and clean them. If we don't clean it, it's the dirtiest. "Self-purification" restores the original substance. If the instructor omits "self-purification," the absurd result will occur as in the previous example. Don't be sad or angry even if life deceives you. - Joseph’s “just my thoughts”