Being in debt means using up the future in the present. Essentially, it’s about how we manage our time. Therefore, the most valuable resource for debtors is time, and it depends on which side time favors. Paying off debt is like repaying borrowed future time early. When the ability to generate wealth over time decreases, the future time becomes a burden, and the debtor faces the pain of bankruptcy. Taking on debt is costly. It may seem like borrowed money is repaid with money, but the irreplaceable resource of time is also returned along with interest. With the rise of postpaid credit cards as a common payment method, we’ve become less sensitive to the associated pain and cost. There are two ways to spend money: using present time or future time. The costs and pain are much higher when the future is spent as if it were the present. - Joseph’s “just my thoughts”
The founder of the Presbyterian Church, Jean-Calvin, gave the name “vocation (calling)” to the “labor power” people provided to the capitalist. Labor is sacred and destiny. However, in this natural world, humans are the only ones who do much work without reason beyond those necessary for survival. African lions only take a nap outside of hunting time. “The dog in my house” also plays outside except for walking and eating. Humans who work physically and mentally 24 hours a day even abuse their brains, saying they are lacking. Only when you prove yourself to others do you become yourself indeed. But the time has come for AI and robots to do the work humans value. The opportunity came to be recognized for value, not the ability, but the existence itself. In the future, “Who am I?” will lead to success rather than “What are you doing?” Then, I'm asking, “Who are you?” - Joseph’s “just my thoughts”