The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
She laughed when God said she would conceive a son to the old Sarah. However, Sarah was pregnant and gave birth to her son Isaac, whose name means “smile.” The prophet Nathan rebuked King David in the words of God. David wept. The same God's words, some laughed, others cried. If Sarah's laughter was absurd, David's cry was repentance. The Bible rarely records people's unresponsiveness to God. You are at least worth the life if you can laugh or cry at something. Smile a lot and cry a lot. Life is short.
- Joseph’s “just my thoughts”
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